EveryPay never holds your money. Every payment routes directly through your MTN MoMo, Telecel Cash, AirtelTigo Money, or bank account — QR, NFC tap, or payment link.
QR codes, NFC tags, payment links, budgeting, and real security — all without a stored balance.
Generate a real, live QR for any payment or request — no login needed for the payer to approve and pay.
An EveryPay programmable NFC tag linked to your funding account — tap to pay or receive, with per-tap spending limits.
Category budgets with deduped alerts, spend trends, and a breakdown of where every cedi goes.
Optional TOTP 2FA, secure password reset, and full audit history for every action on your account.
Create a shareable link or QR for any amount — share it anywhere, get paid through your linked account.
Full webhook and payment-intent API for merchants and integrators — signed, retried, and documented.
EveryPay never holds a stored balance. Every payment is a direct pass-through to your own mobile money or bank account — the same way a card terminal debits your bank, not a middleman.
That keeps EveryPay within Ghana's no-wallet, linked-account regulatory model, with no float, no e-money license needed, and nothing sitting at risk in an app-owned account.
Four steps, no stored balance at any point.
Connect your MTN MoMo, Telecel Cash, AirtelTigo Money, or bank account once — verified, secure.
Generate a QR, tap your NFC tag, or share a payment link for any amount.
Your linked provider authorizes the transfer directly — EveryPay never touches the funds.
Funds land in the recipient's own linked account. A receipt and notification confirm it.
No wallet to fund. No balance to manage. Just your own account, moving faster.
Open EveryPay